APR stands for annual percentage rate and represents the full annual cost of borrowing money for a mortgage, including interest and additional fees. APR is a more accurate representation of the ...

A penalty APR is a higher interest rate you may pay if you violate the terms of your credit card agreement. The new APR may be applied to your current statement balance or just future transactions.

The APR on consumer credit products, such as personal loans and credit cards, is the official rate which must be used by all lenders under the Consumer Credit Act (1974). Rules laid down by the ...

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