Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

Credit counselors reported a significant surge in demand for financial counseling services so far this year, warning that the trend signals an increase in financial distress among U.S. consumers.

Here are some things you can do this week if you have debt that you want to either lower or eliminate altogether.

WASHINGTON — The Internal Revenue Service has canceled the tax-exempt status for some of the nation's largest educational credit-counseling services after audits revealed they exist mainly to prey on ...

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or debt settlement company. There are even AI tools that will negotiate for ...

WASHINGTON - Hidden charges, high fees and even failure to send payments to creditors are widespread among newer credit counseling agencies, senators and federal regulators contended Wednesday. Credit ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.