On May 2, 2025, the Tenth Circuit Court of Appeals issued an opinion in AdHealth Limited v. PorterCare Adventist Health Systems affirming the lower court’s summary judgment ruling that a hospital’s ...

A feature of most corporate liability insurance programs is the tower system of coverage: a primary policy with several overlying excess policies stacked atop one another collectively providing ...

Excess flood insurance is a kind of private flood insurance that extends your limits beyond government-sponsored National Flood Insurance Program (NFIP) coverage. If your house would cost more to ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

In Guideone v. Systems 2000, the court reformed an excess insurance policy to remove a residential-work exclusion after finding clear evidence of mutual mistake, as both parties understood the policy ...

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If you are driving a hire car which is involved in an accident or stolen, the good news is that it will be the car hire company that has to claim on its insurance rather than you having to claim on ...

For many motorists, the first time they truly pay attention to their insurance policy is when they need to submit a claim after an accident. One of the most common areas of confusion is the excess, ...

Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

Excess reserves are bank deposits held beyond required amounts. Discover how they give banks a financial buffer, surpassing ...