A polished seal, a familiar logo, and a web address that looks almost perfect. That’s all it takes to trick someone into handing over personal details meant for law enforcement or a federal agency.

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Consumer experts say you shouldn't be left paying for poor service or bad products, and you may have more power than you think to get your money back.

Bryan Driscoll is a non-practicing lawyer, HR consultant and legal content writer who uniquely blends legal insight and HR expertise. Offering innovative HR solutions ...