Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

As your CD matures, one wrong move could leave you stuck with a low rate for months or even years. Here’s how to keep your earnings high despite the Fed’s next cut.

Many banks are offering some of their best rates in years on certificates of deposit (CDs). Since rates may drop later this year, now could be a smart time to open a CD so you can lock in the current ...

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Virtual CDs and DVDs, also called disc images, are single files containing data stored within a CD or DVD file system. You can use them for archiving purposes in your business. You can also burn ...