People close credit cards for many reasons, including excessive spending, avoiding high-interest rates, or protection from identity theft. Closing credit card accounts can have an adverse effect on your credit score, mostly because it decreases your credit utilization.

If you have a credit card from a big bank, then chances are good you're paying more interest than you need to. Find out more here.

The best credit cards to build credit include secured and unsecured cards, such as the Chase Freedom Rise, Discover it Secured Credit Card, and Petal 2 Visa Credit Card.

Everyone knows that joining the military comes with a lot of obligations. Fortunately for those who are serving, the job comes with some perks, too. This can include special access to and benefits on credit cards.

The best United credit card for you offers enough in airline perks and earning potential to offset the annual fee. Level up your next trip with one of our top picks.