Plan sponsors have a choice in the cashout policy they adopt. Currently, a quarter of all respondents allow participants to ...

Challenges and opportunity — both are reality for retirement retirement plans and those who serve them, and speakers at the opening of the recent SPARK Forum captured the theme. “The challenge before ...

Innovative and forward-thinking practices are key to increasing participation in retirement plans and expanding retirement plan coverage, experts suggest.

Will defined contribution plans created before the SECURE 2.0 Act was enacted have to implement automatic features if they join a multiple employer plan (MEP)? The IRS has yet to provide clarification ...

The PBGC has updated information helpful to those who look to it for income security and assistance in meeting pension obligations. This comes in the form of new present maximum guarantee values for ...

The Retirement Security Rule is all but certain to be abandoned by a Trump-Vance administration. DOL funding bills originating from the Republican-controlled House have called for it to be defunded ...

Scott continued that access to retirement plan coverage through employer-sponsored plans is higher than participation in them. Crane indicated agreement, remarking that it’s “great that we’re talking ...

And it seemed an appropriate forum to share some of the things about the retirement industry that really bug me. Editor’s Note: This is Part I in a two-part series. I recently had the privilege of ...

Titled “ Does 401 (k) Loan Repayment Crowd Out Retirement Saving? Implications for Plan Design ,” the authors note recent legislative changes under SECURE 2.0, including the emergency withdrawal ...

The 529 is one of the vehicles for saving to pay for higher education, but sometimes not all those funds are used. Enter the SECURE 2.0 Act — among its many provisions is one that allows 529 holders ...

The dynamic podcasting duo of Nevin (Adams) & Fred (Reish) brought their engaging, informative, and occasionally alliterative discussion to ASPPA Annual.

Corrective distributions. Unless timely distributed, the IRS says, excess deferrals are: (1) included in a participant’s taxable income for the year contributed, and (2) taxed a second time when the ...