Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Flat-rate cash-back credit cards allow you to maximize your spending without the headaches of navigating a ...

The third Saturday in January is National Use Your Gift Card Day — meaning we're just over three months away from the unofficial holiday. If you're like the 43% of U.S. adults who have an unused gift ...