Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

As your CD matures, one wrong move could leave you stuck with a low rate for months or even years. Here’s how to keep your earnings high despite the Fed’s next cut.

Q. How do I create a CD ladder? A. A certificate of deposit ladder is a way to diversify your CD holdings to lock into increasingly higher interest rates. Rates are currently lower than a mole's ...