Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. Checking accounts are designed to be easily accessible, but unlike savings ...