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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A NINJA loan is a slang term for a loan given to a borrower without verifying their income, ...

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

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We independently review everything we recommend. We may get paid to link out to retailer sites, and when you buy through our links, we may earn a commission. Learn more› By Mari Uyehara and Samantha ...