Credit scores quietly shape the cost of everyday life, from the rate on a car loan to whether a landlord will hand over the keys. Yet some of the most widely repeated beliefs about how scores work are ...

With initiatives like WIBI demonstrating measurable results, the path forward is clearer than ever: When women have the tools they need, entire economies accelerate.What is becoming increasingly clear ...

Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

Despite a 65x TTM valuation, FICO's direct licensing model and minimal CapEx support robust EPS growth and bottom-line expansion. Debt-funded buybacks and high leverage pose risks, but fixed-rate debt ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

How AI, privacy-preserving computation, and explainable models quietly strengthen payments, protect data, and bridge traditional finance with crypto systems.

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

MISMO’s new guidance is designed for organizations using the MISMO reference model as they integrate next-generation credit scoring models into their systems MISMO has announced that a new Credit ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

A pair of old Southwest Conference rivals reunite in the SEC this weekend, as No. 17 Texas looks to make a little headway in the postseason chase at home against Arkansas on Saturday. Texas slid down ...

Starting Nov. 16, 2025, Fannie Mae is scrapping its minimum credit score of 620. In doing so, it's making a change that Freddie Mac adopted several years ago. However, removing the 620 floor doesn't ...