Give your customers every way to pay with Wave Payments. Add a secure "Pay now" button to invoices. Accept credit cards, bank transfers, or Apple Pay. Get paid in 1-2 business days. Forgot it?

Hundreds of thousands of businesses of all sizes use Wave to pay their employees, take payments from customers, collect cash from outlets, and accept payments online.

Wave lets small business owners like you create beautiful invoices, accept online payments, and make accounting easy—all in one place.

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Deposit, withdraw, pay bills for free. Send for only 1%. I only send money to my family with Wave now.

Accounting and bookkeeping software for small businesses, freelancers, and creators. Millions of small businesses have used Wave to make tax time a breeze.

Dec 5, 2025 · For small business owners, creators, freelancers, consultants, and contractors in the US and Canada, Wave’s mobile app is the perfect companion to our desktop experience.