What First-Time Home Buyers Need to Know About Loans and Down-Payment Programs
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🏡 Buying your first home but not sure which loan is best for you?Here are the top 3 loan programs every first-time buyer should know about 👇✅ FHA Loan – 3.5% down with a 580 credit score (10% down if 500–579)✅ Conventional Loan – 3–5% down, 620 credit score, more flexibility and higher loan limits✅ USDA Loan – 0% down, 620 credit score, for homes in eligible rural or semi-rural areas. Income limits are capped at 115% of your area’s median income. ( 😒correction from the captions that read 150%
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